Enforcement proceedings: how to check for debts and prevent account freezes.
With each passing day, the number of Ukrainians facing unexpected bank account freezes due to enforcement proceedings is on the rise. This occurs as a result of accumulating various debts: from unpaid traffic fines to utility bills and alimony.
An enforcement proceeding is the compulsory execution of court decisions and decisions from other authorities, when the debtor fails to fulfill their obligations voluntarily. Once a proceeding is initiated, the debtor's information is automatically entered into the Unified Register of Debtors.
The state executor begins the search for official sources of income, bank accounts, and property of the debtor in order to recover the debt. The debtor's property status is also checked at their place of residence, and if any assets are found, they are described for further sale.
To stay informed about the existence of enforcement proceedings and to avoid unpleasant surprises, several services can be utilized:
- Unified Register of Debtors: here you can find information about the debtor, the authority that issued the enforcement document, the executor, the case number, and the category of recovery.
- Mobile application "Diya": in the "Services" section, select "Enforcement Proceedings" to check the status of your cases.
- Automated Enforcement Proceedings System (AEPS): if the executor has sent a resolution with an access identifier, you will be able to view complete information online. If there is no identifier, you can search for information using the debtor's full name.
- Web portal "Online Justice House": log in using a qualified electronic signature to access information and pay your debts online.
- Enforcement services, notaries, registrars: you can directly contact these authorities for information.
Previously, "Telegraph" reported that debtors' assets have been confiscated more frequently, but there are certain items that cannot be seized. Among these are not only those necessary for survival.